Listed below are just a few
of the success stories we hear about, from Mortgage Brokers, Real Estate
Brokers, Financial Planners, CPA's, Accountants, and other Professionals.
Client uses Stock Loan funds for down payment
to purchase a home.
Client uses Stock Loan funds to purchase
Client does not want to sell their
blue chip stock, gets a stock loan at 4% Fixed interest rate.
Client does not want to pay capital gains tax on
sale of stock, gets stock loan.
Client unable to document income, uses stock loan
funds to apply for a stated income loan that requires a large down
Client has very bad credit and has
401k, uses stock loan funds to
apply for a hard money loan that requires a large down payment
Client buys a home and agrees to "seller"
financing, uses stock loan funds for down payment to seller. A very happy Real
Client (self-employed) applies for a NO
DOC mortgage that requires a large down payment and uses Stock Loan funds for
down payment. A happy mortgage broker has two successful closings and gets paid
for both deals.
Client does NOT want to sell their stocks and
knows that eventually the market will recover and increase in value. Uses stock
loan funds to pay for daughter's expensive wedding.
Client buys a business and uses Stock Loan funds
as a down payment to apply for commercial financing. A very happy Commercial
Real Estate Broker and Commercial Mortgage Broker.
Client uses Stock Loan funds to pay for large tax
bill. IRS and CPA is very happy.
Client uses Stock Loan funds to pay-off a high
interest rate mortgage. Borrower enjoys a low 3.50% fixed interest rate for his
Blue Chip stock.
Client uses Stock Loan funds to purchase a home
with no mortgage needed. A very happy Real Estate Broker. Client did NOT want to
sell their valuable Exxon securities and remain liquid.
Client unable to finance the purchase of a
Condo Hotel. Uses Stock Loan funds to complete the sale at very low 4.25% Fixed
interest rate. A very happy Real Estate Broker.
Client uses Stock Loan funds (401k)
as a down payment to purchase a manufactured home and applies for a FHA
mortgage. A very happy Mortgage Broker gets paid for two deals. Yes,
Fannie Mae, Freddie, FHA, etc. accept this method of down payment. NO
credit report required for Stock Loans means the debt will NOT show.
However, verification of deposit (VOD) issue.
Client (Foreign National) uses Stock Loan funds
for large down payment required to apply for mortgage financing. A very happy
Mortgage Broker gets TWO deals and a very happy Real Estate broker has a
Client uses Stock Loan funds as a down payment to
apply for construction-perm financing
Client unable to obtain Condo financing and uses
Stock Loan funds as a down payment to secure private financing.
Client expands existing business by using a Stock
Loan and is enjoying increased sales volume.
The most attractive
interest rates and terms and conditions are available to those stocks with good
strong and steady volume and price, and low volatility. Prices over $5/share
typically get best prices as long as volatility is low and volume is strong and
steady. Exxon, Proctor and Gamble, and Cisco are considered blue chip
stocks and ideal cases. Strong and steady volume is highly prized as it
allows some predictability baselines. Good stocks, like good investments,
always get the best terms. A precise FREE analysis will be provided when
you apply. Stability, trading volume and price are factors in determining
the interest rate, term and Loan to value. The leading indicators when
determining the eligibility of a stock as collateral are going to be exchange,
volatility, share price, liquidity, trends, filings, short term trading volume
and long term trading volume. When providing a FREE quote, we will explain
how these factors relate to "your" securities presented as collateral.